Big thank you to CK1942. In this realm, it is great to be part of this site, that is inclusive and progressive with the concept of "just be nice." And though I arrived on the scene after the "melt-down," I can not imagine the countless financial lives you saved through your generosity, wisdom, and courageous entrepreneurial spirit via this site. So, thank you again CK1942! And, a shout out to your staff :)