As someone once said, "It's not that it's too expensive, it's that you can't afford it." Yes, there providers at many price points. One just has to choose those that meet your preferred activities and at the price you are willing to pay. Costs for everything have gone up. Providers with private incalls have seen rent increases and other costs rise just like we all have.
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You just need to do more research. There is plenty of talent IMO.