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Thread: I?m teaching financial literacy

  1. #16
    The "Guide" In Black ® Mokoa's Avatar
    Join Date
    Jan 2009
    Location
    San Antonio
    Posts
    8,578
    Topic not hobby related. Moved.
    "Don't come here and grumble about going too fast. Get the hell out of the race car if you've got feathers on your legs or butt. Put a kerosene rag around your ankles so the ants won't climb up there and eat that candy ass."

    Dale Earnhardt

    9/11 Memorial


  2. #17
    Verified Hobbyist BCD
    Join Date
    May 2019
    Location
    Houston
    Posts
    196
    Yes, good topic.
    FWIW, I'm semi-retired. My portfolio is generally 45-50% US stocks, 5-10% Foreign stocks, 35-40% Fixed Income (e.g. bonds/treasuries), 5-10% commodities & cash.
    With interest rates being as high as they are (cash / bonds / treasuries making ~5%), it's a good investment - essentially no risk for a decent return. May be still for the near term, depends on how fast/much the FED brings interest rates down.
    With Chinese government now taking action to improve their economy, more exposure in that market might prove prudent from a reward/risk perspective. Similar with other emerging markets (rest of Asia - including India, and SA - Brazil specifically).
    Gold has been on a run. IMO, one should hold a few percent of this via a fund or the actual metal.

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