Ireland Travel

[DallasBella]

Hello! I decided to go in January "Off Season." Any tourist tips and tricks?

I can also add my venmo if you want to make a donation to my bucket list travel ;-)

[pmdelites]

did you not start an IRA this year (individual recreational / travel account)?

[DallasBella]

did you not start an IRA this year (individual recreational / travel account)?

What does my Roth IRA retirement account have to do with traveling currently ? Funds are not available until you are 60, or buying a house.

[pmdelites]

What does my Roth IRA retirement account have to do with traveling currently ? Funds are not available until you are 60, or buying a house.

it appears that you have pre-conceived irdeas about certain things.
openness to ideas as well as travel are very important so one doesnt get all wrapped up in themself and their views of the world.

in other words, you totally missed the idea behind my comnent.

good luck in getting strangers to fund you travels.


btw, generally speaking, you cannot do an early (<59 1/2) withdraw from a roth w/ out paying a penalty.
however, Roth Individual Retirement Arrangement contributions can always be withdrawn at any time.
and as long as you take equal distributions for life, you can withdraw at any time.
https://www.investopedia.com/article.../02/111202.asp
https://www.forbes.com/sites/davidra...h=4086ad695e8b
https://money.cnn.com/retirement/gui...mag/index5.htm
https://www.nerdwallet.com/article/i...ly-withdrawals
https://www.irs.gov/publications/p590b

[DallasBella]

it appears that you have pre-conceived irdeas about certain things.
openness to ideas as well as travel are very important so one doesnt get all wrapped up in themself and their views of the world.

in other words, you totally missed the idea behind my comnent.

good luck in getting strangers to fund you travels.


btw, generally speaking, you cannot do an early (<59 1/2) withdraw from a roth w/ out paying a penalty.
however, Roth Individual Retirement Arrangement contributions can always be withdrawn at any time.
and as long as you take equal distributions for life, you can withdraw at any time.
https://www.investopedia.com/article.../02/111202.asp
https://www.forbes.com/sites/davidra...h=4086ad695e8b
https://money.cnn.com/retirement/gui...mag/index5.htm
https://www.nerdwallet.com/article/i...ly-withdrawals
https://www.irs.gov/publications/p590b

Thanks I’m really surprised at the amount people have donated already!

You still aren’t correct: I can’t touch my IRA until it’s at least five years old anyways. (not without a hefty penalty )

Happy new year!

[Crock]

Thanks I’m really surprised at the amount people have donated already!

You still aren’t correct: I can’t touch my IRA until it’s at least five years old anyways. (not without a hefty penalty )

Happy new year!

If it's a Roth, you can take amount you've contributed at any time (not that it's a good idea for a vacation, nor can you touch the earnings).

But, if you make it to Ireland, you should ask the locals for more info on your IRA. I'm sure you'll get some GREAT information!

[Karissa_thebeauty]

Would honestly avoid it right now - there’s possibly going to be another lockdown so depending on which part of Ireland you’re in - you may possibly get stuck there longer than expected lol

Lockdowns there aren’t like lockdowns here - very strict

Buuuuut I’ll send over a message with some recommendations for you <3