Need homeowner's insurance public adjuster or ATTORNEY for 2 claims- roof & flood

[Katheryn Lust]

Need help with REFERRAL for homeowner's insurance claim PUBLIC ADJUSTER or ATTORNEY for 2 claims- one roof, one flood

If anyone knows or does work for these types of companies. Please help. :'(

I made a claim mid November 2020 for roof damage & a leak to my home. My homeowner's insurance allowed for repairs for wind damage but are not covering the entire roof but it needs replaced. They also covered for some interior repairs due to a leak caused by "wind" as well as a replacement of a shed due to hail damage. But will not do a replacement even though it's needed and warranted.

On February 17th, last week, it flooded. So, now, that'll be an entirely separate issue and claim.

I have been working with a public adjuster since January 28th, 2021, in regards to the initial roof claim from November 2020 and have had a very difficult time getting responses and updates from him about that claim.

Now he is busy acquiring new commercial property paying jobs from this most recent weather that obviously pay more.

If anyone knows or does work for these types of companies. Please help. :'(

I know I've met someone from these forums and in person that is or works for an attorney that handles these types of claims.

[hogrider]

your insurance company should have a list of approved adjusters. USAA has their own adjusters, and have been wonderful. This past week has been a kicker for the insurance industry, so it will take more time. Not too much that can be done right now. I know several folks in the same situation as you and it is not quick for anyone.

[Katheryn Lust]

It's not a claim or my insurance company's adjuster that I need. My insurance company has denied a roof replacement only repairs. & I need a referral for a state licensed public adjuster or an attorney to fight my insurance company to get them to cover repairs based on my policy.

[Bald Bryan]

I don't have the information on people you're looking for but there might be some value in my response here....

Last year, I filed a clam with USAA for roof damage consisting of hail and wind. Initially everything seemed great but they ultimately denied me roof replacement which I knew I needed and only wrote me an estimate for spot repairs that didn't even come up to my deductible of $4000. A friend of mine is a roofing contractor and told me that many people don't realize that you're entitled to a follow up inspection with a new/different adjuster. So under the advice of my contractor, I told USAA that I didn't think their estimate was fair and that I needed to have a different adjuster come out for a re-inspection and that I demanded my contractor be present for it. So we had a different adjuster come out and meet my contractor for the re-inspection and I got USAA to pay a hell of a lot more and now I have a new roof. Again, I know I'm not answering to requests for attorney info or public adjuster referrals, but maybe the idea of requesting a second inspection helps you or someone else. It's reasonable to suggest that insurance companies are going to low ball you initially thinking that you're just going to accept their initial decision. Anyway, best of luck to ya!

[Dano7558]

Sent you a DM

[Katheryn Lust]

Thank you for your reply<3
I did have a second adjuster come out through the company and my contractor recorded the conversation. They didn't come inside and look at additional extensive damage. :(
I think I found a new public adjuster this morning that has great reviews, so I'm praying everything works out. Even if it means, they have to come out to evaluate the new claim for the leak damage and have to re-evaluate the roof and the damage from the roof at the same time with the public adjuster here.