How about one with a Harley instead? Harleys are much more fun than boats :P
You make alot of good points. As to your questoin: " I guess my question is...why do men take things so personally? "
I think in alot of cases it's probably a bit of "i want that but can't afford it" if they were being honest. i can afford it i just set a limit as to what i'm reasonably willing to pay as the provider approach isn't as GFE as the SB approach.