Yep, I didn't say you didn't Doc. Did you think I was saying you didn't answer correctly?

Indeed it's a simple question but as you well know many topics in life don't always have super simple answers. The yes or no part I suppose one could say *is* simple, but giving people reasons, background info, things they can fact check or research themselves, etc... typically requires considerably more. I often like to provide additional thought provoking details that allow people to dig deeper than they might have without the info and validate it themselves.

I'm in agreement with you but due to the fact that no actual monetary exchange needs to take place to be charged I thought it helpful to provide additional material; I'm not disagreeing though.